Tax Tools

Run the numbers. Decide with confidence.

Tools

Standard vs Itemized Deduction Helper

Enter a few numbers and we’ll estimate whether you’re more likely to benefit from the standard deduction or itemizing.

Your inputs

Filing status

We use this to prefill a standard deduction value (editable).

Standard deduction (editable)

Filing status selected: Single

Common itemized deductions

Mortgage interest

Property taxes

State income tax (or sales tax total)

Property tax + state tax are capped at $40,000 ($20,000 if MFS) for 2025.
Note: Cap may be reduced for higher MAGI. See IRS guidance for phase-down details.

Charitable donations (cash)

Include medical expenses (only the amount above 7.5% of AGI counts)

Results

The standard deduction is likely better for you.

Your standard deduction is about $15,750 higher than your estimated itemized deductions.

Standard deduction$15,750

Estimated itemized total$0

Itemized breakdown (estimate)

Mortgage interest$0

SALT (property + state tax, capped)$0

Charitable donations$0

Helpful reading:

Make sure this result won’t cost you money.

A licensed tax professional can review your numbers, catch missed opportunities, and help you file with confidence.

Review My Situation How Matching Works

Educational estimate only. This tool is simplified and doesn’t cover every rule/limit (for example: donation limits, mortgage interest limits, special situations, etc.).

Need a second set of eyes on your results?

Get matched with a licensed tax professional who can review your numbers and recommend next steps.

Get Help From a Tax Pro Explore Tax Guides